Client Testimonials

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Client Testimonials

Phil was the first person we talked to and we found him to be extremely pleasant and knowledgeable. We decided to work with Phil as we felt like we were in good hands. Phil was really highly recommended by our Realtor and he proved himself to us.
Anna and John Grice

He’s very informative and very organized. He won’t miss anything in the process. He’ll take you through it step by step and make sure that you have everything. There are no surprises. When we went to sign the final papers, he showed just to make sure there were no issues or problems. I would give him a 10 plus.
Ginger White

He’s the kind of guy who will say, you know what, you’re not going to benefit from this. It isn’t going to increase your equity. He’s always been on our side. That’s why we trust him. I would never ever go to anyone else and we would highly recommend him to everyone.
Rox and CJ Younglangford

He knows his business. He’s not egotistical. Some of the guys that I know that are into securities, I wouldn’t deal with. I just wouldn’t trust them. I trust Phil’s judgment and his recommendations.
Russ Smith

He was amazing. He answered all my questions, he was very helpful, and he made the whole process very, very easy. We refinanced a year ago and we used him because he’s responsive and kept us in the loop. If we had any kind of concerns, he was able to answer them and address them.
Jock and Gay Vargo

Right away at the first phone call with him, he was so detailed. I felt like he spent the time educating me. If I had silly questions, he would answer them and not make me feel stupid. He was just really great to work with. Very friendly professional. I couldn’t have asked for a better lender.
Gabby K.

The process was super smooth. He answered any questions I had and gave me sound advice as far as the loan goes. He was very kind and very knowledgeable.
David Bishop

Phil made it an easy process the whole time. He was always available and that made things really, really nice. He answered my questions thoroughly, explained in depth the answer to my questions, and made sure I understood.
Anthony Elrod

Phil’s a really nice guy and walked us through the process. He watches the market to get better rates. He educated us. Even though there’s still a lot of it I don’t understand, he seemed to have our best interest at heart. Phil really took care of us and got us one of the best rates we ever could have thought of. He’s just been great.
Doug & April Willke

We were kept informed throughout the entire process. No obstacle was too great for Phil to overcome. We so appreciate the service we got!!
John and Ellen Collins, Sr.

Phil processed are pre-qual quickly and provided expert advice throughout the process. We appreciate his guidance and thorough explanation of documents and information requests. Phil was in contact with us frequently through every phase of the process.
Andrea and Brett Polach

Phil was completely open and informative about the entire loan process. Phil knew there was a time constraint on closing day and he made sure all items were completed prior to closing day to ensure recording as early as possible. Thanks to Phil and all involved who made this a possibility!
Steve B.

Phil was very attentive and helpful throughout the whole process. We felt at ease the entire time which was a blessing during the stress that comes with moving and purchasing a house. Thank you Phil! We couldn’t be happier!
Abi Collins

Phil is AMAZING! Phil walked us through the mortgage process and made it a breeze. Not only did Phil get us to close quickly and without issues, he also got us a fantastic rate! I am extremely happy that I found Phil. Not only will he get my future business, he’ll get strong referrals to anyone I’m able to steer in his direction.
John Collins, Jr.

Phil was great at communicating throughout the process and went to bat for us several times when challenges arose. He had our interests in mind and made sure we made it across the finish line of the mortgage process. We highly recommend him! Thanks.
Russell Baker

We have worked with Phil on multiple occasions and he is always professional, very helpful and pleasant to work with! Thank you Phil, we appreciate it!
Descha and Jeff Faulkner

Phil is very professional. He has an expert knowledge of real estate which he generously shares. Always available, I would recommend Phil to my family and friends.
Peggy Barnett

Phil is a consummate, down to earth professional. He was always available to answer questions big and small. If anyone I know was looking to purchase or refinance I would recommend Phil DeMund.
Jim Barrett

Very responsive, and professional. I will use Phil on my next loan.
Chris Gerow

I found Phil great to work with. He was very understanding and really helped through the process. I just felt a really good connection. He comes across as a very honest, smart guy. Working in your best interests is how he presents everything. His follow-up is phenomenal. I’d choose Phil again because I just like the way he worked for me.
Mark Gurnow

This the 2nd time I have worked with Phil DeMund. Phil has always been courteous, available, and clear when explaining processes and options, and is very good at working within our time frames. As such, we found that buying our home was a very pleasant and pain free experience, especially with the trust Phil established with us during the purchase of our first home. Thanks Phil!
Bryan Bellows

Phil was on the ball with everything and keep us informed all the way. My parents and I both will always use Phil when we are moving to a new home.
Ken Crane

Phil DeMund did a great job getting a VA refinance for us. He made everything as easy as possible and explained all the questions we had.  He was very helpful and we could call on him anytime something came up. He made smooth, easy and done in a reasonable time, too.  He was at the closing with us and he and Lori Law from Empire West Title Agency made the morning very pleasant.  Everything they promised went very smoothly and quickly.  We are very satisfied with the way they handled everything for us. We will recommend Phil to all our family and friends.
William and Ellen Woodward, Sr.

Phil, Thank you for all the work you did to help put us into our new home.  We really appreciate the time spent and we also felt very comfortable working with you and felt that you were working towards our best interest. Thanks again and we look forward to working with you in the future.
Beau and Nadia Bradley

My husband and I absolutely loved working with Phil!  He has a heart of gold and will go out of his way to make your dream of home ownership a reality!  He explains each process thoroughly and does his very best to make it easy on you.  Not to mention he has a wonderfully pleasant phone voice!  We highly recommend Phil DeMund, quite the professional and problem solver!
Kathryn and Vincent D.

Many thanks to Phil DeMund for his efforts on my home refinance process.  Phil provided options for me and I never felt pressured to move on any fronts.  Once I made the decision, Phil was very diligent in ensuring that I was current with all required documents ahead of when they were needed.  The quality of his work and communications were excellent.  I always knew where I was in the process, what was expected next ahead of when it was needed and what had just been completed. Turn around was quicker than I had expected on what is still a complicated process, but Phil made it easy.  Phil had also completed the initial loan process on my home, and because of the quality of his efforts, I went back to him this refi.    Continued thanks Phil ☺
David S.

Phil DeMund did an outstanding job on my VA loan.  He went above and beyond my expectations. Any and all questions I had were answered promptly and the progress of my loan was updated regularly. I would recommend Phil to anyone looking for a home loan.
Michael Wolfe

I would recommend Phil to anyone looking to get a mortgage!  Phil is amazing!  I came to him after a bank made some unfortunate mistakes with our loan and we missed our closing.  Luckily, we didn’t lose the house because Phil promised the seller he could get the loan done quickly.  And that he did!  Not only was he quick, but he was professional and courteous throughout the process. Whether by phone, email, or text Phil was readily available for any reason.  He answered the phone every time I called!  No voice message or phone tag games with him.  Phil delivered great customer service.  He answered all my questions and went above and beyond to make sure that I understood every document I signed.  Not only was he a real professional, but he is a nice guy and easy to work with.
Naomi and Guy Bineli

Phil, I just wanted to thank you for making this loan move as smoothly as possible.  You made it very simple for us, especially with a lot going on.  I will be sure to refer you to anyone that needs a loan.
Zachary D. Giammarco

My name is Neo Patros and because I’m self-employed banks weren’t able to approve my loan but I kept trying until I came across Phil DeMund and that’s when I saw some light at the end of the tunnel.  Phil has proven to be creative and reliable in getting the job done right.  The bank statements program might sound hard at first but it’s not, you just have to be organized with documents and it will be easier than you think.  Working with Phil was something amazing, I was filled with joy when he made the final call and told me I was approved. The experience was beyond my expectations in terms of communication and speed of service I received from him.  What I appreciate most about working with Phil was him taking all the stress and worries from me. Sometimes I called him just to see how things were and he always took the time to explain things to me step by step and kept my informed with how thinks were. The quality of service I received exceeded my expectations and everything was professional and in a timely manner.  Excellent service from start to finish, the service and personal attention is extraordinary. Keep up the GREAT work Phil you have my business forever. From me & my family, thanks for everything you did for us!
Neo Patros & Family

Phil, I want to thank you for all you help in securing our refi in such a painless and professional manner. You did a great job in so short a time.
Jim Barrett

I’ve been going to Phil DeMund for many years. Each and every time, he’s been a pleasure to work with. Professionalism, responsive communication, and promptness are the qualities I experience consistently with Phil. Recently, I refinanced and the entire process from application to close was smooth and quick which is incredible considering all the moving parts. Thank you to Phil and his team for another wonderful experience.
Troy Karhoff

Being a first time homebuyer has many unknowns but Phil really lead my husband and I on an unforgettable purchasing journey. I was using my VA benefits and Phil knew the process inside and out.  He made himself available to answer any questions which made the loan process smooth and enjoyable.  He is very personable and took the stress out of all aspects.  I was juggling many things in life and Phil was very accommodating and worked around my schedule.  I will recommend him to my friends and family.
Lisa James

Phil DeMund made our loan process incredibly smooth. The information that mortgage companies need these days is enormous and Phil guided us through every detail painlessly! He even did a lot of the legwork himself which we have never experienced with any other loan officer. Thank you Phil! We love our new home and you helped make it ours!!
Rob and Vicki Akers

All I can say is WOW!!! Great service. This guy is a veteran when it comes to the lending industry and he knows how to navigate the complexities of mortgage lending guidelines. He has a fantastic team that ensures no mistakes are made and therefore, no surprises at the closing table. Our loan was a bit tricky for a number of reasons but Phil suggested a perfect fit for our budget & needs and then followed through with the underwriting staff to make sure that what he promised- he delivered. In our case, our Realtor was on vacation so he made it a point to be there with us at signing to ensure all documentation was accurate. If you are looking for the best, look no further.
Adam V.

On behalf of my wife Angela and myself, I would like to take a moment to say “thank you” to you and your excellent staff for making our home buying experience a painless one.  Your communication and follow up ensured we were always aware of documentation needed to maintain a seamless purchase process and regular status updates provided peace of mind regarding a timely close of escrow.  There was never any doubt we would be approved at the rate you quoted and that docs would be at Title with plenty of time to schedule a signing that was convenient for us.  Thank you again to you and your team for making buying a home a stress-free transaction.
Erik F. Hixon

I was referred to Phil on a Sunday afternoon after doing a spontaneous walk-through of a condo that caught our eye on a morning neighborhood walk.  I cold-called Phil that afternoon with only about 2 hours before I had to leave town for a few days on business.  Phil immediately took all my information and was able to generate a pre-qual letter so I could submit an offer the next day.  I was very impressed that he took the time to talk to me from home on a Sunday (during Football season, no less), and I stopped “shopping for loans” and decided to go with Phil on the spot.  I asked Phil how fast we could close this loan and he told me he could get it done in 3 weeks!  He was spot-on, and 3 weeks to the day we are funded.  I’m pretty sure no other national lending chain could work that fast, or give personal attention to the level Phil did with me.  I will recommend Phil to any people I know in the market for a mortgage, and definitely will use him again when I buy my next home.  Thanks Phil!
Jeff & Leslie Johnson

Phil DeMund was referred to me by my Realtor.  I was impressed with his prompt help.  I’d gone looking at homes with no intention to buy anything, but stumbled upon the house of my dreams — so things kicked into high gear very quickly and Phil ensured all pre-qualification items were complete and ready for my offer.  With the pre-qual behind us, we spent time discussing my goals and determining what was most important to me in my new loan.  I felt comfortable enough with Phil that I gave him the leeway to lock things in should specific scenarios occur in the market.  Phil stayed right on top of things and was able to get me an interest rate that I thought I’d missed in the market.  After the sellers accepted my offer on my dream home, Phil took great care in clearly communicating exactly what was needed to underwrite my loan.  I appreciated how Phil would communicate via a phone call, but then would follow-up with an email so that I could “check-off” each and every item that I needed to gather.  Phil offered to meet me at a Starbucks near my current home to sign papers.  He takes care of his clients, keeping them properly informed throughout the process.  I had a very sick dog during this time, and he made sure to ask about the dog each time we spoke.  His personal touch makes him a big improvement over the cold, impersonal people at larger companies.  I thoroughly enjoyed working with Phil and have already referred him to several other people.  If and when I need my next dream home, Phil is who I will be calling.
Gina Casagrande

Email from a client to a referral partner: Tom, I just wanted to pass along a quick “thank you” for putting us together with Phil DeMund.   Everything was completed on Friday, and our funds were received this morning.  Phil was a pleasure to work with, and made the whole process stress-free and painless.
Steve Wiser

Working with Phil on my recent mortgage was a pleasure. I always felt that I was dealing with an experienced, knowledgeable professional and that the outcome would be satisfactory. I would gladly work with Phil on any future mortgage loan I need.
Charles Sabo, P.C.

We have worked with Phil twice on refinancing our home. He surpassed our expectations both times. He is very professional and easy to talk to.  Phil explained our options in detail and answered all of our questions. He was able to secure an excellent rate on a 15 year fixed mortgage. He made the whole process quick and  painless.  We closed in thirty days both times. We highly recommend Phil DeMund to our family, friends and clients.
Scott and Brandy Biallas

I highly recommend Phil DeMund for mortgage financing.  Phil arranged for financing for a condo that I purchased in Tempe.  He did this in record time and worked with me through every step of the process via telephone and e-mail since I live quite far from Tempe.  His rates were competitive and if it wasn’t for his judicious detail to attention and hard work we never would have accomplished the financing in time to make the seller’s deadline.
Jack Egnatinsky, MD

If you need loan assistance with the purchase of a new home, it would be my pleasure to highly recommend Phil DeMund.   My Realtor referred me to Phil, and from the beginning he was very easy to talk to. He didn’t try to talk over my head in a language I didn’t understand; he explained everything he did as we went through the process and if he noticed a puzzled look on my face, he would back-up and reiterate in terms that I could understand. He knew I had a budget limit, and always worked to get the best possible rates. Even if the ‘Market Rules’ had changed only hours earlier… he was on top of it! Not only was he on top of the market statutes, he was also on top of customer satisfaction! When it came time to sign, it was right before a holiday weekend. A weekend where banks, title agencies, and anyone else involved in a house purchase will take that ‘extra day off’.  Knowing this, he made sure the paperwork was done properly and that it would go through in plenty of time before the holiday so that I could be moving into my new home over that holiday weekend.  I was skeptical at first, but trusted he would accomplish what he said he would do, and as such I canceled my own ‘out of town extra day off’. He did not disappoint. I was indeed moving into my new home over that holiday weekend. It was perfect timing! Hat’s off to Phil DeMund! I would highly recommend his services to anyone. If you’re new to the market or an experienced buyer, he is extremely professional, hard-working, and will not disappoint!
Andrew Knoop

We first worked with Phil DeMund when we purchased our home a couple of years ago; he was referred by our Realtor.  He was very professional, diligent, responsive, and happy to answer any questions we had.  He secured us a very good fixed rate on our mortgage. Now, with the interest rates still being low and with the appreciation of our home value, we were in the market for a re-finance.  I had first contacted a large bank, to see what re-financing programs they could provide.  They had some decent programs.  However, since I always like to shop around, I sent an e-mail inquiry to Phil about what he could offer, and he got back to me the same day with a better and more competitive re-fi program.  He was just as easy and pleasant to work with as the first time we worked with him.  He explained things thoroughly and was always available to answer questions and provide updates throughout the process.  I have worked with other loan officers before, and Phil surpasses them in his professionalism and thoroughness.  He is someone you can trust.  We closed our loan within 30 days and will be saving over $450 per month on our monthly payment. Should we have further mortgage financing needs in the future, we will definitely be contacting Phil again, as well as referring him to our family and friends who might need his help.  We highly recommend Phil DeMund!
Benjamin & Sandy Giguere

I have been a full time professional Realtor for over 16 years and have worked with hundreds of home buyers and countless number of mortgage lenders.  I can confidently say that I do each and every one of my buying clients an enormous favor when I recommend Phil DeMund to help them secure a mortgage.   He is always very professional, never pushy, well informed and experienced beyond most of his peers. Phil’s communication skills are exceptional and no one ever feels left in the dark.  I could list a multitude of examples of clients that have commented on how happy they were with Phil but one in particular stands out; while working as sales manager for a new home subdivision where Phil was the “Builder’s Preferred Lender” I had a Buyer who was also a long time mortgage lender.  As much as he would have preferred to do his own loan, the builder offered incentives for using the “Builder’s Preferred Lender” which made it impossible for him to avoid working with Phil.  When the sale was final, this Buyer said to me, ‘you have one heck of a loan officer there, we could all learn a few lessons from him.’  I do not know of a better testimonial than that.
Jeff Hierath, The Hierath Group, Metro Realty Professionals

Once I became serious about purchasing my first home I asked friends if they had anyone to refer me to.  Turns out my boss referred me to Phil.  I purchased my home back in September 2005 when the prices of homes spiraled upwards out of control.  I met with Phil on different occasions to discuss my options which were many at the time since every lender was seeking home buyers with many different financing offers.  As it turns out some were to good to be true!  With Phil’s guidance based on his extensive experience, he suggested what lender and program would work best for me.  Turns out he was right for several reasons as the closing was very smooth and most importantly, the lender has actually reduced the interest rate on my loan through a loan modification.  After hearing horror stories about so many people applying for but never receiving a loan mod, Phil guided me to a lender who was professional enough to help.  I don’t feel this would have happened if I would have chosen “the best deal” from another loan officer.  Thanks Phil for everything!
Terry A. Christensen

Thank you for visiting our site and for choosing Arizona Mortgage Specialists, Inc as your trusted lender!

Licensing: AZ Mortgage Banker: #911294
CA Mortgage Banker: #60DBO36242
LO NMLS# 202786

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