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Build Equity, Save Money, Improve Your Life,

With Phil DeMund, a Mortgage Professional Who Keeps Your Best Interest at Heart!

Purchasing a home?

"Phil DeMund won't miss anything in the process. He'll take you through step by step. There are no surprises. I would give him a 10 plus." ~Ginger White

"Phil was on top of everything. He was on it before we would even think to call him!"

~Doug Wilke
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Phil DeMund is an experienced mortgage lending
professional who serves home buyers and Realtors.

Most people who seek a mortgage professional don’t know who to trust, don’t want to be “sold,” and want to understand their best loan options for the lowest available rates. We provide a supportive, step by step approach so that your home buying experience is proactive. You’ll get the best rate available and you’ll close on time, without worry.

Getting you into a home you love at a rate you can afford is what we do best!

Phil DeMund and Arizona
Mortgage Specialists are a
perfect fit if you:​


  • Want to understand your best home loan options for your specific situation.

  • Need a home mortgage professional you can rely on.

  • Tired of renting, or want to relocate closer to work.

  • Need to refinance in order to get a lower interest rate.

  • Want to lower your monthly payment to free up cash to do the things you love.

  • Need to pull equity out to upgrade or remodel your home.

Making the Lending
Experience a Good One

How working with Phil DeMund makes life better.

The feedback below came from interviews with real life clients who worked with Phil DeMund.

“He helped us save us a significant amount of money each month. So overall big savings.” ~ Ginger White

“We are able to have extra funds for other things that we want.”~Jock Vargo

“Phil made it an easy process the whole time, he was always available and he answered my questions thoroughly, explained in depth, and made sure I understood.” ~Anthony Elrod

“The addition made our house worth more and it will increase the value of the home.” ~ Rox

“I needed a VA loan with a zero down and he accomplished that.” ~Bob McGinnis

“It’s such a relief to not have to pay rent anymore, that it’s actually going towards an asset so that you’re kind of building your future.” ~Gabby

For those looking for a home loan, we understand that buying a home is one of the biggest purchases you’ll ever make.

But home ownership shouldn’t be a financial burden on you and your family.

Our goal is to find you an interest rate and payment that allows you to enjoy your home while making the most of your financial investment.

Why People LOVE Phil DeMund at
Arizona Mortgage Specialists

Constant Rate Monitoring

Feel confident knowing an expert is watching.

He watches the market to get better rates. He educated us. Even though there’s still a lot of it I don’t understand, he seemed to have our best interest at heart. Phil really took care of us and got us one of the best rates we ever could have thought of. He’s just been great.

~April and Doug Wilke


Peace of mind comes from knowledge and experience.

Right away at the first phone call with him, he was so detailed. I felt like he spent the time to educate me. If I had silly questions, he would answer them and not make me feel stupid. He was just really great to work with. Very friendly professional. I couldn’t have asked for a better lender.


Keeping Your Best Interest
at Heart

Creating equity, saving money, improving life.

He’s the kind of guy who will say, you know what, you’re not going to benefit from this. It isn’t going to increase your equity. He’s always been on our side. That’s why we trust him. I would never ever go to anyone else and we would highly recommend him to everyone.


Responding and Following Up

Working for YOU

Phil made it an easy process the whole time. He was always available and so that made things really, really nice. He answered my questions thoroughly, explained in depth the answer to my questions, and made sure I understood.

~Anthony Elrod

Our Services

Purchases and Refinance Loans

Options! We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!

Low Cost FHA Loans! We are able to help buyers save money by waiving our lender fees on FHA loans, with rates below our competition!

Fast Pre-Qualifications! Whether you choose to get started on-line, over the phone, or in person, I’m available 7 days a week so you can make an offer on the home you want!

On-time Closings! Closing your loan on-time is our #1 Priority!

Down Payment Assistance Programs!

Helpful Links:

CFPB Homebuyer Toolkit:

10 Year Treasury Bond Yields:

FHA Approved Condos:

VA Approved Condos:


Call Phil for step by step support because
he has your back!

Phil DeMund
Arizona Mortgage Specialists, Inc.
8747 S Priest Drive, Ste 101 Tempe, AZ 85284
Phone: 602-320-7030
E-fax: 1-866-381-6906
LO NMLS# 202786, AZ LO-0912155, CA DOC 202786