Pre-Quals you can count on to close.
FHA loans without lender fees.
Lower rates than most, particularly FHA and VA.
Evening and weekend availability.
Fast and on-time closings.
Effective and honest communication.
All of these are just a few advantages you’ll benefit from when choosing to work with me and Arizona Mortgage Specialists. You’ll fully understand your options and receive thorough explanations of every phase of the process, from application to closing. Communication is the key, understandable, straight-forward and always honest. You can reach me most evenings and weekends to answer any questions or help you get pre-qualified to make an offer on a home faster. It’s all part of my service ethic.
Helping people is what brings me great satisfaction. Helping people get keys to their first home, their next home or their last home. Helping to solve a tough qualification issue. Helping to consolidate debt, to lower monthly payments or to shorten a loan term. Helping Veterans is truly a great honor. Please click on the Testimonials tab to review a few that I’ve had the pleasure to help, and I sure hope to help you too!
I first had the opportunity to work with the owners, Fred and Mike, in 1989 at Citibank when my career of helping people to purchase and refinance their homes began. Over the years I’ve earned a reputation for being an effective communicator, offering sound advice that’s always in the best interest of my clients, and for closing loans on time.
A rare third generation native of Arizona, my great-grandfather settled in downtown Phoenix in 1895 and established the DeMund Lumber Company with his brothers. However, Honeywell relocated my parents and seven kids to the east coast when I was 2, so I grew up in Massachusetts and New Jersey before returning to Arizona in 1986 to finish my degree at Arizona State University.
My passions include hiking, cribbage and being a dog-rescuer. Smitty is my third rescue dog and a great hiking companion. I enjoy achieving the goal of summiting mountains every weekend, and I’d love to help you achieve whatever your goals are of purchasing or refinancing your home!
Purchase and Refinance Loans:
Options! We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!
No Cost FHA Loans! We are able to help buyers save money by waiving our lender fees on FHA loans and at rates often below our competition!
Fast Pre-Qualifications! Whether you choose to get started on-line, over the phone or in person, we’re available 7 days a week so you can make an offer on the home you want!
On-time Closings! Closing your loan on-time is our #1 Priority!
Down Payment Assistance Programs!
CFPB Homebuyer Toolkit: https://files.consumerfinance.gov/f/201503_cfpb_your-home-loan-toolkit-web.pdf
10 Year Treasury Bond Yields: https://www.cnbc.com/quotes/?symbol=US10Y
FHA Approved Condos: https://entp.hud.gov/idapp/html/condlook.cfm
VA Approved Condos: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch