480-495-0577 • 10429 S. 51st St. Suite 235 • Phoenix, AZ 85044 • terry@azms.net • LO NMLS# 381824
Terry Minich
Terry is a highly experienced, results-driven mortgage professional with over 20 years of expertise in the industry. He is committed to helping clients achieve their homeownership goals through tailored mortgage solutions and exceptional service.
As part of Arizona Mortgage Specialists, Inc. (AZMS), a locally owned and independent Mortgage Banker, Terry leverages AZMS’s low-overhead model to provide clients with competitive rates and outstanding value. Whether assisting first-time homebuyers or guiding clients through refinancing, Terry is dedicated to making the mortgage process seamless and stress-free.
Connect with Terry to explore how he can help with your mortgage needs.

Our Services
Purchase and Refinance Loans:
Options! We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!
No Cost FHA Loans! We are able to help buyers save money by waiving our lender fees on FHA loans and at rates often below our competition!
Fast Pre-Qualifications! Whether you choose to get started on-line, over the phone or in person, we’re available 7 days a week so you can make an offer on the home you want!
On-time Closings! Closing your loan on-time is our #1 Priority!
Down Payment Assistance Programs!

Helpful Links:
CFPB Homebuyer Toolkit: https://files.consumerfinance.gov/f/201503_cfpb_your-home-loan-toolkit-web.pdf
10 Year Treasury Bond Yields: https://www.cnbc.com/quotes/?symbol=US10Y
FHA Approved Condos: https://entp.hud.gov/idapp/html/condlook.cfm
VA Approved Condos: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch
Contact Terry Minich @ Arizona Mortgage Specialists, Inc.
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Terry Minich
Arizona Mortgage Specialists, Inc.
10429 S. 51st St. Suite 235 Phoenix, AZ 85044
Phone: 480-495-0577
email: terry@azms.net
fax: 1-866-381-6906
LO NMLS# 381824