{"id":12,"date":"2019-08-02T15:53:18","date_gmt":"2019-08-02T15:53:18","guid":{"rendered":"http:\/\/azms.net\/terry\/?page_id=12"},"modified":"2025-09-08T06:44:29","modified_gmt":"2025-09-08T06:44:29","slug":"home-page","status":"publish","type":"page","link":"https:\/\/azms.net\/terry\/","title":{"rendered":"Terry Minich"},"content":{"rendered":"

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480-495-0577 \u00a0 \u2022 \u00a0\u00a0 \"\"<\/a> 10429 S. 51st St. Suite 245B \u00a0 \u2022 \u00a0 Phoenix, AZ 85044 \u00a0 \u2022 \u00a0 terry@azms.net<\/a> \u00a0 \u2022 \u00a0 LO NMLS# 381824<\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top”][vc_column width=”2\/3″][vc_custom_heading text=”Terry Minich” use_theme_fonts=”yes”][vc_column_text css=””]Terry is a highly experienced, results-driven mortgage professional with over 20 years of expertise in the industry. He is committed to helping clients achieve their homeownership goals through tailored mortgage solutions and exceptional service.<\/span><\/p>\n

As part of Arizona Mortgage Specialists, Inc. (AZMS), a locally owned and independent Mortgage Banker, Terry leverages AZMS\u2019s low-overhead model to provide clients with competitive rates and outstanding value. Whether assisting first-time homebuyers or guiding clients through refinancing, Terry is dedicated to making the mortgage process seamless and stress-free.<\/span><\/p>\n

Connect with Terry to explore how he can help with your mortgage needs.<\/span>[\/vc_column_text][vc_column_text css=”” el_class=”hide”]Terry is an excellent, task-oriented, results-driven, and successful mortgage professional. With over 15 years of mortgage experience, Terry is well-respected by his business partners and peers. He is a positive team member with a flexible skill set in operations and sales which makes him a valuable resource. Terry joined Arizona Mortgage Specialists, Inc. in May of 2014 after years in the mortgage industry. He obtained his bachelor\u2019s degree in Business Administration from Youngstown State University and is a licensed mortgage professional in AZ and CA.<\/span>[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”Have Any Questions?” font_container=”tag:h3|text_align:center” use_theme_fonts=”yes”][vc_btn title=”Contact Us” color=”danger” align=”center” button_block=”true” link=”url:%23map|||”][vc_empty_space][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”Ready to Start?” font_container=”tag:h3|text_align:center” use_theme_fonts=”yes”][vc_btn title=”Short Loan Application” color=”danger” align=”center” button_block=”true” link=”url:https%3A%2F%2Fwww.blink.mortgage%2Fapp%2Fsignup%2Fp%2Farizonamortgagespecialistsinc%2Fterenceminich|title:Short%20Loan%20Application||”][vc_empty_space][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/3″][vc_empty_space][vc_single_image image=”85″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” parallax=”content-moving” parallax_image=”44″ el_id=”ourservices”][vc_column][vc_empty_space][vc_custom_heading text=”Our Services” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_empty_space][vc_row_inner][vc_column_inner width=”1\/2″][vc_custom_heading text=”Purchase and Refinance Loans:” use_theme_fonts=”yes”][vc_empty_space][vc_column_text]Options!<\/strong> We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!<\/p>\n

No Cost FHA Loans!<\/strong> We are able to help buyers save money by waiving our lender fees on FHA loans and at rates often below our competition!<\/p>\n

Fast Pre-Qualifications!<\/strong> Whether you choose to get started on-line, over the phone or in person, we’re available 7 days a week so you can make an offer on the home you want!<\/p>\n

On-time Closings!<\/strong> Closing your loan on-time is our #1 Priority!<\/p>\n

Down Payment Assistance Programs!<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”90″ img_size=”full” css_animation=”bounceInRight”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text]Helpful Links:<\/strong><\/p>\n

CFPB Homebuyer Toolkit:<\/strong>\u00a0https:\/\/files.consumerfinance.gov\/f\/201503_cfpb_your-home-loan-toolkit-web.pdf<\/a><\/p>\n

10 Year Treasury Bond Yields:<\/strong>\u00a0https:\/\/www.cnbc.com\/quotes\/?symbol=US10Y<\/a><\/p>\n

FHA Approved Condos:<\/strong>\u00a0https:\/\/entp.hud.gov\/idapp\/html\/condlook.cfm<\/a><\/p>\n

VA Approved Condos:<\/strong>\u00a0https:\/\/vip.vba.va.gov\/portal\/VBAH\/VBAHome\/condopudsearch<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_id=”map”][vc_column][vc_empty_space][vc_custom_heading text=”Contact Terry Minich @ Arizona Mortgage Specialists, Inc.” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_empty_space][vc_row_inner][vc_column_inner width=”1\/2″][vc_column_text]<\/p>\n

Fill out the form below and I will contact you. If you are ready to fill out a Short Loan Application, then click here<\/a>.<\/h4>\n

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