{"id":12,"date":"2019-08-02T15:53:18","date_gmt":"2019-08-02T15:53:18","guid":{"rendered":"http:\/\/azms.net\/mike\/?page_id=12"},"modified":"2025-09-08T05:13:16","modified_gmt":"2025-09-08T05:13:16","slug":"home-page","status":"publish","type":"page","link":"https:\/\/azms.net\/mike\/","title":{"rendered":"Mike Langs"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1564776191771{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #c01f33 !important;}&#8221;][vc_column css=&#8221;.vc_custom_1564765524837{margin: 0px !important;padding: 0px !important;border: 0px initial !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1757308326268{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}&#8221;]<\/p>\n<style>.tele a:hover{color:#fff !important}<\/style>\n<p class=\"vc_custom_heading vc_custom_1564603587573\" style=\"text-align: center;\"><span class=\"tele\" style=\"color: #ffffff;\"><a href=\"tel:480-628-9322\">480-628-9322<\/a> \u00a0 \u2022 \u00a0\u00a0 <a href=\"#map\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/azms.net\/wp-content\/uploads\/2019\/08\/Map-3-icon.png\" alt=\"\" width=\"36\" height=\"36\" \/><\/a> 10429 S. 51st St. Suite 245B \u00a0 \u2022 \u00a0 Phoenix, AZ 85044 \u00a0 \u2022 \u00a0 <a href=\"mailto:mike@azms.net\">mike@azms.net<\/a> \u00a0 \u2022 \u00a0 LO NMLS# 175381<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_custom_heading text=&#8221;Mike Langs&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]<span style=\"font-size: 14pt;\">What sets me apart from the larger financial institutions is the fact that I am a working owner with more than 35 years in the business. We are a local, independently owned mortgage banker. Our low overhead compared to the larger financial institutions means lower rates and better service for our clients. We underwrite, draw loan documents, and fund your loan right from our office. I am always available 7 days a week to answer your questions.<\/span>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;Have Any Questions?&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_btn title=&#8221;Contact Us&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:%23map|||&#8221;][vc_empty_space][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;Ready to Start?&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_btn title=&#8221;Short Loan Application&#8221; color=&#8221;danger&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; link=&#8221;url:http%3A%2F%2Fazms.net%2Fmike%2Fshort-loan-application%2F|title:Short%20Loan%20Application||&#8221;][vc_empty_space][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space][vc_single_image image=&#8221;73&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; parallax=&#8221;content-moving&#8221; parallax_image=&#8221;44&#8243; el_id=&#8221;ourservices&#8221;][vc_column][vc_empty_space][vc_custom_heading text=&#8221;Our Services&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_empty_space][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;Purchase and Refinance Loans:&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_empty_space][vc_column_text]<strong>Options!<\/strong> We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!<\/p>\n<p><strong>No Cost FHA Loans!<\/strong> We are able to help buyers save money by waiving our lender fees on FHA loans and at rates often below our competition!<\/p>\n<p><strong>Fast Pre-Qualifications!<\/strong> Whether you choose to get started on-line, over the phone or in person, we&#8217;re available 7 days a week so you can make an offer on the home you want!<\/p>\n<p><strong>On-time Closings!<\/strong> Closing your loan on-time is our #1 Priority!<\/p>\n<p><strong>Down Payment Assistance Programs!<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;88&#8243; img_size=&#8221;full&#8221; css_animation=&#8221;bounceInRight&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text]<strong>Helpful Links:<\/strong><\/p>\n<p><strong>CFPB Homebuyer Toolkit:<\/strong>\u00a0<a href=\"https:\/\/files.consumerfinance.gov\/f\/201503_cfpb_your-home-loan-toolkit-web.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/files.consumerfinance.gov\/f\/201503_cfpb_your-home-loan-toolkit-web.pdf<\/a><\/p>\n<p><strong>10 Year Treasury Bond Yields:<\/strong>\u00a0<a href=\"https:\/\/www.cnbc.com\/quotes\/?symbol=US10Y\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.cnbc.com\/quotes\/?symbol=US10Y<\/a><\/p>\n<p><strong>FHA Approved Condos:<\/strong>\u00a0<a href=\"https:\/\/entp.hud.gov\/idapp\/html\/condlook.cfm\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/entp.hud.gov\/idapp\/html\/condlook.cfm<\/a><\/p>\n<p><strong>VA Approved Condos:<\/strong>\u00a0<a href=\"https:\/\/vip.vba.va.gov\/portal\/VBAH\/VBAHome\/condopudsearch\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/vip.vba.va.gov\/portal\/VBAH\/VBAHome\/condopudsearch<\/a>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_id=&#8221;map&#8221;][vc_column][vc_empty_space][vc_custom_heading text=&#8221;Contact Mike Langs @ Arizona Mortgage Specialists, Inc.&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_empty_space][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<h4>Fill out the form below and I will contact you. If you are ready to fill out a Short Loan Application, then <a href=\"short-loan-application\/\">click here<\/a>.<\/h4>\n<p>[\/vc_column_text]<noscript class=\"ninja-forms-noscript-message\">\n\tNotice: JavaScript is required for this content.<\/noscript>\n<div id=\"nf-form-2-cont\" class=\"nf-form-cont\" aria-live=\"polite\" aria-labelledby=\"nf-form-title-2\" aria-describedby=\"nf-form-errors-2\" role=\"form\">\n\n    <div class=\"nf-loading-spinner\"><\/div>\n\n<\/div>\n        <!-- That data is being printed as a workaround to page builders reordering the order of the scripts loaded-->\n        <script>var formDisplay=1;var nfForms=nfForms||[];var form=[];form.id='2';form.settings={\"objectType\":\"Form Setting\",\"editActive\":\"1\",\"title\":\"Contact Form\",\"created_at\":\"2016-03-16 20:27:29\",\"form_title\":\"Contact 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6?\",\"field_key\":\"spam_1484329757987\",\"id\":10,\"beforeField\":\"\",\"afterField\":\"\",\"parentType\":\"spam\",\"element_templates\":[\"textbox\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":7,\"idAttribute\":\"id\",\"type\":\"submit\",\"label\":\"Send\",\"processing_label\":\"Processing\",\"key\":\"send\",\"container_class\":\"\",\"element_class\":\"\",\"field_label\":\"Send\",\"field_key\":\"send\",\"id\":11,\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"above\",\"parentType\":\"textbox\",\"element_templates\":[\"submit\",\"button\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap-no-label\"}];nfForms.push(form);<\/script>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;]Mike Langs<br \/>\nArizona Mortgage Specialists, Inc.<br \/>\n10429 S. 51st St. Suite 245B Phoenix, AZ 85044<br \/>\n<strong>Phone:<\/strong>\u00a0<a href=\"tel:480-628-9322\">480-628-9322<\/a><br \/>\n<strong>email:<\/strong>\u00a0<a href=\"mailto:mike@azms.net\">mike@azms.net<\/a><br \/>\n<strong>fax:\u00a0<\/strong>1-866-381-6906<br \/>\nLO NMLS# 175381<\/p>\n<p>AZ License#: LO-0912284<br \/>\nCA License#: CA-DBO175381<br \/>\nCO License#: ML 100536097[\/vc_column_text][vc_gmaps link=&#8221;#E-8_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&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3>Thank you for visiting our site and for choosing Arizona Mortgage Specialists, Inc as your trusted lender!<\/h3>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1564776191771{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #c01f33 !important;}&#8221;][vc_column css=&#8221;.vc_custom_1564765524837{margin: 0px !important;padding: 0px !important;border: 0px initial !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1757308326268{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;}&#8221;] 480-628-9322 \u00a0 \u2022 \u00a0\u00a0 10429 S. 51st St. Suite 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