I am a native Arizonan and grew up in a large family in Tempe. I have been in the mortgage industry for over 30 years and am quite unique as a loan officer since I have been a loan processor, loan closer, funder and underwriter. I am a builder/new construction specialist, and work with several large AZ companies with relocating employees. Jumbo loans are my specialty as well as conventional, VA, and FHA. I believe my job as your Mortgage Consultant is to use my long-term experience to provide you with sound advice and a smooth loan process. I do my best to take the stress out of the loan process by educating my clients, understanding client needs and providing exemplary communication throughout the entire process. When you work with me and my partner, Laura Painter, you are using two of the top mortgage professionals in the State.
Our rates are competitive with the “Loan by Phone” companies but our service blows them away. While a magic ‘rocket’ mortgage makes a good ad, it’s not an industry secret. We also have access to reduced documentation and online applications to provide quick and easy loan approvals. However, we also believe in talking to our clients upfront to ensure the most accurate information on mortgage rates and products. We are fast, WITH service! We also are accessible to our clients after business hours and on the weekends to obtain those after hour approvals, and answer questions. Online services cannot provide such a luxury to their clients.
Whether this is your first home, first home in Arizona, move up home, refinancing or are simply looking at the best way to structure your long-term financial goals, I am here to serve you! I am passionate about helping my clients all the way from application to closing and even many years after closing.
Arizona Mortgage Specialists is a 24 year old mortgage banker. We differ from a retail bank as we offer a variety of products and rates and by providing the flexibility you will NOT find with other lenders. The Rockas Painter team is expert at reviewing your plan and matching the RIGHT loan product for your unique needs. We will not rest until you have the keys to your home!
Purchase and Refinance Loans:
Options! We help every buyer understand all the available loan options and guide them throughout the entire process, from Pre- Qualification to getting keys to their new home!
No Cost FHA Loans! We are able to help buyers save money by waiving our lender fees on FHA loans and at rates often below our competition!
Fast Pre-Qualifications! Whether you choose to get started on-line, over the phone or in person, we’re available 7 days a week so you can make an offer on the home you want!
On-time Closings! Closing your loan on-time is our #1 Priority!
Down Payment Assistance Programs!
CFPB Homebuyer Toolkit: https://files.consumerfinance.gov/f/201503_cfpb_your-home-loan-toolkit-web.pdf
10 Year Treasury Bond Yields: https://www.cnbc.com/quotes/?symbol=US10Y
FHA Approved Condos: https://entp.hud.gov/idapp/html/condlook.cfm
VA Approved Condos: https://vip.vba.va.gov/portal/VBAH/VBAHome/condopudsearch